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Borrow 300 to 800 and pay us back a little at a time. Months, not weeks. Unlike payday loan agencies, at Spotloan you are able to pay us back over months, not weeks. Take as long as 10 months or pay us sooner and save on interest, it's up to you. CAN HELP WITH EXPENSES LIKE. Hospital Bills. Car Emergencies. Utility Expenses. Taxes Owed. New Appliances.
The average requirement for conventional mortgage loans (among those lenders that require cash reserves) is two months worth. This means the borrower must have the cash equivalent of two months of mortgage payments in the bank, before closing. Some lenders are even requiring six months worth of reserves. This puts up a major hurdle for some borrowers. In some cases, it will kill the deal even when the borrower passes all of the other requirements with flying colors.
Well-Qualified Borrowers Being Rejected.