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But at least thats the end of the story. Your loan is paid, and you dont have to worry about debt collectors coming after personal loan from epf. Collect Your Paycheck Early. Instead of getting a payday loan to get you through to your next paycheck, determine whether you can just collect your pay a little early.
If you work for a large company, go to human resources and ask whether you can get an advance on your paycheck. If you work for a small company, approach the owner. A payroll advance isnt the same thing as a loan. Typically, when you get personal loan from epf advance, youre just collecting the money for work youve already done. So, for instance, if your pay period is two weeks, and youve worked one week since your last paycheck, you can collect half of your next one.
However, a payroll advance can hurt you as well as help you.