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The Best Online Personal Loans of 2018. Editor's Note: Lending Club is currently the subject of an FTC lawsuit alleging it charges hidden fees and deducts double payments. Weve been reviewing personal loans for seven years, and for our most recent update we looked at 15 of the most popular online lenders. We looked at traditional interest rates on payday loans and peer-to-peer lenders, which have become popular in recent years because they can give you access to loans without going through traditional banks.

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Interest rates on payday loans