They donвЂt look like villainous tycoons preying on low-income Americans. They look more like those cash-strapped loan customers themselves. The payday lending enterprises are not operated out of the settlement, and Habematolel Pomo members interviewed on a recent visit said none of them had any jobs related to payday lending.

In fact, there are few jobs of any kind here. William Snow, 51, left the settlement straight out of high school. “ThereвЂs nothing for young folks to do around here,” he said.

Today at least seven of the 45 rancherias in California are involved in online payday lending †though it is unclear to what extent they banks that will do personal loans manage the businesses with which they are affiliated.

In all, some 30 Native American tribes are in the industry, according to Barry Brandon, who heads the Native American Financial Services Association, a trade organization for tribal payday lenders. “WeвЂre talking about a very small group of very small tribes,” said Ellen Harnick, an attorney at the Center for Responsible Lending, a consumer advocacy group.

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Banks that will do personal loans