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The fact that you can receive the loan on the application day, in some cases within as little as 10 minutes, is one of the chief selling points of payday loans. But always remember that you're likely to be paying well over the odds for this ease of access.
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This makes it easier to borrow, but there's a danger that even those with a poor credit history and no income might be able to take out a loan they can't afford.
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