00, though this can vary somewhat. Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds.
Please see below for a cost comparison. вЂў Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173. 21 APR вЂў Overdraft Fee: 40 charge, 782. 14 APR вЂў Late Fee: 20 charge, 521.
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No fax loans can be availed without pledging collateral, since they are given for a short term. There unsecured nature makes them useful for tenants also. If you have bad credit history, you need not to worry. You can get approval for these loans despite having issues like defaults, arrears, foreclosure, late payments, bankruptcy etc in your credit records.